AVP, Credit

Closing date: until filled

Position Description
Under Executive direction, the AVP, Credit will provide innovative credit solutions and approval of commercial, agricultural and consumer credit applications beyond branch limits. The AVP, Credit will identify and implement new and revised credit processes, procedures and reporting. This role provides analysis in such areas as financial information, security valuations, terms and conditions of the credit request to ensure that approved applications are appropriately structured to minimize risk of default and outcomes reflect LCU’s values, business strategy and goals. In addition, the AVP, Credit oversees the organization’s Commercial Credit Analysts and provides coaching, direction and support.

  • Adjudication of larger, often complex, consumer, commercial and agriculture loan applications where amounts requested exceed branch limits
  • Analysis of financial information, security valuations, terms and conditions of the credit request to ensure that approved applications are appropriately structured
  • Identify viable alternatives or revisions to security, terms and conditions in order to maximize loan growth while minimizing the risk of default
  • Recommend acceptable credit applications that require higher level authorization and be able to present to the required authorized bodies
  • Act as a resource person for all lending matters including collections, delinquency controls and loss prevention
  • Provide advice to internal members regarding the analysis, structuring and negotiation of consumer, commercial and agricultural credit applications and related documentation
  • Lead and coach direct reports in order to ensure the efficient administration and operation of the credit functions of the credit union
  • Assist the Vice President, Credit in developing and implementing credit policies/procedure

Qualifications Required

  • 7-9 years of experience, preferably in a credit union, including direct experience in business lending, credit adjudication and relationship management
  • A Bachelor’s Degree in Commerce or Business
  • Decision making with a high degree of discretion
  • Strong communicator who can build consensus across multiple groups and possess a participatory management style with the ability to achieve results
  • Competence in best-practices for lending, attaining sales goals in loans, memberships, and profitability
  • Demonstrated abilities in leadership, relationship building, coaching and motivating others

What We Offer

  • Culture that values and recognizes your abilities to be successful and help others to be successful
  • Tenured team of professionals that provide trusted advice every day
  • Diverse team environment and opportunities to learn and grow your career
  • Member centric organization that understands that happy members start with happy staff
  • Competitive total compensation and benefits package

This role will be based in Bonnyville, AB.

For more information visit our website at www.lakelandcreditunion.com or submit your application to careers@lakelandcreditunion.com.

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